Remote Senior Compliance Specialist – Insurance Rate Filing & Regulatory Submissions for Property & Casualty Markets (Work‑From‑Home)
Why Join Workwarp? – A Transformative Opportunity for Experienced Insurance Professionals
At Workwarp, we are redefining the traditional insurance career trajectory. Our mission is to empower seasoned insurance experts to continue delivering high‑impact results without the constraints of a physical office. By leveraging a flexible, remote‑first platform, we enable you to maintain a healthy work‑life balance while applying your deep domain knowledge to pivotal regulatory and rate‑filing projects across the United States. Our commitment to innovation, collaboration, and employee wellbeing makes us a premier destination for professionals who seek purpose‑driven work from the comfort of their own home.
Position Overview – Remote Compliance Specialist for Insurance Rate Filing
The Remote Compliance Specialist – Insurance Rate Filing plays a critical role in ensuring that our carrier and Managing General Agent (MGA) clients meet all state regulatory requirements for rate, rule, and form submissions. This position is ideal for a veteran with extensive Property & Casualty experience who thrives in a virtual environment, enjoys meticulous record‑keeping, and can navigate complex filing processes with confidence and precision.
Key Responsibilities
- Collaborate with Business and Actuarial Teams: Partner closely with actuarial analysts and product managers to develop, update, and maintain insurance rates, rules, and forms that comply with each state’s Department of Insurance regulations.
- Prepare and Submit State Filings: Draft, review, and file rate and form submissions using the System for Electronic Rate & Form Filing (SERFF) and other state‑specific portals, ensuring accurate, on‑time delivery.
- Maintain Comprehensive Filing Records: Create and manage a centralized repository of filing documents, correspondence, and approvals, guaranteeing accessibility for audits and future reference.
- Address Filing Objections: Analyze objection letters from state regulators, coordinate with internal stakeholders to develop corrective actions, and manage the re‑submission process to achieve approval in all target jurisdictions.
- Support Market Conduct Examinations: Assist compliance teams during regulatory examinations by gathering required documentation, responding to inquiries, and providing clear, concise explanations of filing practices.
- Author Policy Forms & Wording: Draft policy language, review state regulations, and ensure that all forms reflect current statutory requirements and company standards.
- Coordinate New Product Development: Work in tandem with product development teams to understand emerging coverage needs, assess regulatory impact, and integrate appropriate filing strategies.
- Monitor Regulatory Publications: Continuously scan state bulletins, industry newsletters, and regulatory updates to identify changes that affect existing filings or future product introductions.
- Provide Cross‑Functional Support: Serve as the go‑to expert for internal departments—including underwriting, claims, and IT—on filing‑related questions, troubleshooting, and best practices.
- Utilize SERFF and Other Filing Platforms: Leverage SERFF expertise to streamline electronic submissions, track filing status, and generate compliance reports for leadership.
Essential Qualifications
- Minimum 25 years of full‑time professional experience in the insurance industry, with a demonstrated history of progressive responsibility.
- At least 10 recent years of direct Property & Casualty experience encompassing rate setting, regulatory compliance, and product development.
- Proven familiarity with state insurance regulations across multiple jurisdictions, including but not limited to California, Texas, New York, and Florida.
- Hands‑on experience with SERFF or comparable electronic filing systems is highly preferred.
- Strong analytical and problem‑solving skills that enable swift resolution of filing objections and regulatory inquiries.
- Exceptional written communication abilities for drafting policy forms, filing documents, and correspondence with state officials.
- Self‑motivation and discipline required to thrive in a remote work environment, manage multiple priorities, and meet strict deadlines without direct supervision.
Preferred Qualifications & Desirable Experience
- Bachelor’s degree in Business, Finance, Law, or a related field; advanced degrees or professional certifications (e.g., CPCU, ARM, FRM) are a distinct advantage.
- Previous experience working directly with insurance carriers or MGAs on large‑scale filing projects.
- Demonstrated ability to lead cross‑functional teams and influence decision‑making in a virtual setting.
- Familiarity with data‑analytics tools (Excel, Power BI, Tableau) to generate filing performance metrics.
- Experience conducting training sessions or workshops on compliance best practices for internal staff.
Core Skills & Competencies for Success
- Regulatory Acumen: Deep understanding of state insurance statutes, filing requirements, and the nuances of rate approval processes.
- Attention to Detail: Ability to meticulously review complex documents, spot inconsistencies, and ensure absolute accuracy before submission.
- Project Management: Skill in planning, prioritizing, and executing multiple filing initiatives simultaneously, while maintaining clear timelines and deliverables.
- Communication: Clear, concise, and professional interaction with regulators, internal teams, and external partners.
- Technology Proficiency: Comfort with remote collaboration tools (Zoom, Teams, Slack), document management systems, and digital filing platforms.
- Adaptability: Capacity to quickly absorb regulatory changes and pivot filing strategies as needed.
- Team Orientation: Strong collaborative mindset to support and mentor junior staff and contribute to a supportive virtual culture.
Career Growth & Learning Opportunities
Workwarp is committed to the continuous development of its talent. As a Remote Compliance Specialist, you will have access to:
- Professional Development Stipends: Annual budgets for certifications, conferences, or relevant coursework.
- Mentorship Programs: Pairing with senior industry leaders to accelerate skill enhancement and career progression.
- Leadership Pathways: Opportunities to transition into senior compliance management, regulatory affairs director, or strategic product development roles.
- Cross‑Functional Exposure: Collaborate with underwriting, actuarial, claims, and technology teams to broaden your industry perspective.
- Innovation Projects: Participation in pilot initiatives that explore new filing automation tools and AI‑driven compliance analytics.
Work Environment & Company Culture
Our virtual workplace is built on trust, transparency, and empowerment. Highlights include:
- Flexible Scheduling: Choose full‑time or part‑time hours that align with your personal commitments.
- Remote‑First Philosophy: No office, no commute—work from anywhere in the United States with a reliable internet connection.
- Inclusive Community: Regular virtual social events, knowledge‑sharing sessions, and an employee resource group network that celebrates diversity.
- Collaborative Technology Stack: State‑of‑the‑art platforms that facilitate seamless communication, document sharing, and real‑time project tracking.
- Result‑Oriented Culture: Performance is measured by impact and outcomes, not by hours logged.
Compensation, Benefits & Perks
While the exact salary range is competitive and commensurate with experience, our total rewards package includes:
- Health, Dental, and Vision Insurance: Coverage options based on eligibility, with employer contributions.
- Retirement Savings Plan: 401(k) with a 4% company match to help you secure your financial future.
- Paid Time Off (PTO): Generous vacation, sick leave, and holiday policy to promote work‑life harmony.
- Wellbeing Resources: Access to virtual wellness programs, mental health counseling, and ergonomic advice for home office setups.
- Professional Growth Allowance: Funds allocated for certifications, industry conferences, and continuing education.
- Performance Bonuses: Merit‑based incentives tied to project milestones and regulatory success rates.
- Technology Stipend: Support for high‑speed internet, laptops, and office equipment.
- Community Impact Initiatives: Volunteer opportunities and matching donations for charitable causes you care about.
How to Apply – Your Next Step Toward a Remote Compliance Career
Ready to bring your insurance expertise to a forward‑thinking, remote‑first organization? Follow these simple steps:
- Click the Apply Now button below to access our streamlined preliminary profile form.
- Provide your contact information, resume, and a brief cover letter highlighting your relevant experience.
- A dedicated Qualification Specialist will review your submission and reach out promptly to discuss next steps.
We encourage applicants of all backgrounds to apply—even if you feel you don’t meet every single requirement. Great talent comes in many forms, and we’re excited to learn about the unique perspective you could bring to our team.
Join Us – Make a Meaningful Impact From Anywhere
At Workwarp, you’ll not only continue to hone your compliance expertise, you’ll also play a pivotal role in shaping the future of insurance regulation across the nation. If you’re a seasoned professional looking for flexibility, respect, and an environment that values your deep industry knowledge, we want to hear from you.
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