Credit Analyst – Ballston Spa National Bank – Ballston Spa, NY

Job title: Credit Analyst Company: Ballston Spa National Bank Job description: Join a nationally recognized financial institution and make a difference in the communities where you live and work! Ballston Spa National Bank (BSNB) is seeking an enthusiastic Credit Analyst to join our Credit Administration Team. ABOUT BALLSTON SPA NATIONAL BANK (BSNB) We are proud to provide community banking to individuals, families, and businesses located in the greater Capital Region. Thirteen full-service banking offices provide products and services geared towards meeting the needs of the markets we serve. As a community-minded financial institution, we make giving back and volunteer work a priority. A DAY IN THE LIFE OF THE CREDIT ANALYST As a Credit Analyst, you will be responsible for underwriting loan requests and assessing credit risk by utilizing the client's business plan, financial statements, and related materials provided in conformity with standard financial reporting requirements and BSNB's lending policies. You will work closely with BSNB's Commercial Lending team and communicate with clients to obtain such materials in preparation of loan approval memoranda and credit file updates. In addition, you will be responsible for construction loan monitoring and appraisal reviews. QUALIFICATIONS The ideal candidate will have a minimum of 1 year of Commercial Credit Analyst experience coupled with the highest levels of customer service and follow-through. A proven track record of process analysis and a proactive approach to problem solving; good analytical skills and a high level of attention to detail required. Bachelor's degree in Business, Finance or related field required. If your experience and interests match our requirements, we want to hear from you! Interested individuals are encouraged to visit to apply. BSNB is an Affirmative Action employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, disability, or national origin. BSNB is a VEVRAA employer and has a desire for priority referrals of protected veterans. Ballston Spa National Bank Expected salary: Location: Ballston Spa, NY Job date: Sun, 28 Aug 2022 07:02:32 GMT Apply for the job now! Apply tot his job Apply To this Job